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Build and predict when the intercept goes negative

A study relates hours of coaching (xx) to a skills-test score (yy). The summaries are

xˉ=15,yˉ=45,sx=3,sy=12,r=0.9.\bar{x} = 15, \quad \bar{y} = 45, \quad s_x = 3, \quad s_y = 12, \quad r = 0.9.

Predict the score after x=20x = 20 hours of coaching.

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